Real Estate With A Real Difference!!!!
September 8th, 2010 
Emily Naretto
Real Estate Broker

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1.         Needs analysis

  • Neighbourhoods?
  • Price range?
  • Style of house (detached, semi, attached, townhouse)? Needs
    (number of bedrooms, parking, baths, access to TTC etc).  Is this a five
    year or 10 year house?
  • What area influences do you enjoy/require (green space, shopping,
    access to TTC, schools etc)?
  • Will you be willing to do renovations to get into an area you want
    or does it have to be in move in condition?
  • Have you been pre-qualified from a bank or mortgage broker?
  • Will you have a sufficient deposit that is submitted with an
    offer?  Is this money available in your savings/chequing account?  If not,
    when will you have access to it? (a cheque is submitted with an offer, they
    will likely ask for it to be certified within one business day).
  • What kind of down payment are you looking at (5% to 20%)?  Is this
    money available now?  If not, when will you have access to it?
  • Will you be withdrawing from the First Time Home Buyer's Plan (if
    applicable)?
  • What is your timeline for moving?
  • If you saw a house you liked after two weeks of looking would you
    be prepared (financially & mentally) to put in an offer?

2.         Market Conditions

3.         What are you looking for in an Agent (expectations)?

4.         Agency Relationships

5.         Buyer Representation Agreement.  Are you currently under contract
with another Broker?

6.         How we will work together

7.         What to expect with additional closing costs (land transfer taxes,
legal fees etc.)

8.         Insurance Issues - oil tanks and knob & tube wiring

9.         Next steps

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